Savings & Investments

As a member of Tampa Postal FCU, you gain access to a variety of accounts designed to help you grow your savings. We offer accounts for all stages of your life and each has its own unique advantages. If you have any questions about the different accounts available, please Contact the Credit Union at your convenience. 

Tampa Postal FCU does offer financial planning and additional investment opportunities, such as stocks, mutual funds, and bonds. However, the Credit Union recommends that you first build an emergency savings fund equal to at least 3-6 months of your current living expenses prior to seeking these risk-based investment opportunities.


Share Savings Account

  • $5 Required to Open Account
  • Earn Dividends on Your Savings
  • No Monthly Service or Maintenance Fee
  • Free 24/7 Online Banking
  • Free 24/7 Automated Phone Banking
  • Withdraw Cash at 28,000+ Surcharge Free ATMs with Your TPCU ATM Card

* All members of Tampa Postal FCU are required to have an active Share Savings Account in order to be members of the Credit Union.

OPEN ACCOUNT

 
Money Market Account

  • $1,000 Minimum Deposit to Open Account
  • Earn Tiered Dividends on Your Savings
  • No Monthly Service Fee or Maintenance
  • Free 24/7 Online Banking
  • Free 24/7 Automated Banking

Investment Advantage

Money Market Accounts allow you to deposit additional funds into your account whenever you want. Your money is not “locked” into your account and you have the ability to withdraw money as needed without any penalties (if your balance goes below $1,000, you will not earn dividends until it is brought back up to $1,000). The dividend rates are tiered; meaning the more you have in your account, the higher the dividends you will earn!

OPEN ACCOUNT


Certificate Account

  • $500 Minimum Deposit to Open Account
  • Earn Higher Dividends on Your Savings
  • No Monthly Service Fee or Maintenance
  • Free 24/7 Online Banking
  • Free 24/7 Automated Banking

Investment Advantage

Certificate Accounts provide Guaranteed Returns on the money you invest! Your investment is locked into the rate available at the time of opening your account. The rates are fixed and will not change during the term of your account. You are not able to withdraw money during the term (without a penalty). In exchange for locking your money into a fixed term, Certificate Account dividend rates are higher than other Savings Accounts.

OPEN ACCOUNT


Christmas Club Account

  • $5 Minimum Deposit to Open Account
  • Earn Dividends on Your Savings
  • No Monthly Service Fee or Maintenance
  • Free 24/7 Online Banking
  • Free 24/7 Automated Phone Banking

Investment Advantage

Christmas Club Accounts are a great way to save money for special occasions such as Christmas, vacations or even weddings. The account may be opened as soon as November 1st and will remain open until October 31st of following year. Then your money will be disbursed to you in the manner you choose. You may continue to add money to your account, but you will not be able to withdraw it (unless you close the account). This is a great account designed to help you get in the habit of saving regularly.

OPEN ACCOUNT


Individual Retirement Accounts (IRA)

  • Savings Account:  $5 Minimum Deposit to Open Account
  • Certificate Account:  $500 Minimum Deposit to Open Account
  • Both Traditional and Roth IRA Accounts are available.

Investment Advantage

Individual Retirement Accounts offer the benefit of dividends earned being tax deductible. You are limited in the amount you are able to deposit into your IRA each calendar year. Check with your tax advisor for tax advantages and deductions or Contact a Member Service Representative at 800.782.4899 to discuss the different account options.

OPEN ACCOUNT


Youth Savings Accounts*

It is never too early to begin teaching your child the importance of managing money. A Youth Account from Tampa Postal FCU is the best first step toward helping your child become a great saver and wise spender.

  • $5 Minimum Deposit to Open Account
  • Earn Dividends on Your Savings
  • No Monthly Service or Maintenance Fee
  • Free 24/7 Online Banking
  • Free 24/7 Automated Phone Banking

*Parent must be co-signed on account.

OPEN ACCOUNT


Financial & Retirement Planning

Take your investment planning to the next level with help from Tampa Postal FCU and Tampa Bay Financial Advisors. Tampa Bay Financial Advisors offers our Tampa Postal members access to a full menu of investment options through its Tampa Bay Financial Advisors Program, through INVEST Financial Corporation. 

Helping you plan for life, our experienced professionals listen to your needs and help you make suitable financial decisions for you and your family. This means taking you from where you are now through retirement. We specialize in answering questions regarding:

  • Retirement Planning
  • Rollovers :: Drop  |  401K  |  TSP
  • Wealth Management
  • Annuities
  • Mutual Funds

For a free consultation, email Aaron at This email address is being protected from spambots. You need JavaScript enabled to view it. or call (813) 383-2321 and speak with CERTIFIED FINANCIAL PLANNER™ Aaron Weinstock*.

aaron

*Aaron Weinstock is a Registered Representative and Investment Advisory Representative of INVEST Financial Corporation, member FINRA/SIPC.** INVEST and its affiliated insurance agencies offer securities, advisory services and certain insurance products and are not affiliated with Tampa Postal Federal Credit Union of Tampa Bay Financial Advisors. Products offered are:

  • Not NCUA insured
  • Not Credit Union Guaranteed
  • May lose value including loss of principal amount invested

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements or, and are approved to do business by the state; or (b) are excluded or exempted from the state's licensure requirements.

2. Representatives or a BD or IA are deemded to conduct business in a state to the extent they they provide individualized responses to investor inquiries that involve (a) affecting, or attempting to affect, transactions in securities; or (b) rendering personalized investment advice for compensation.

 

INVEST Financial Corporation's Privacy Policy

**SIPC

**FINRA