Savings

As a member of Tampa Postal FCU, you gain access to a variety of accounts designed to help you grow your savings. We offer accounts for all stages of your life and each has its own unique advantages. If you have any questions about the different accounts available, please Contact the Credit Union at your convenience. 

Tampa Postal FCU does offer financial planning and additional investment opportunities, such as stocks, mutual funds, and bonds. However, the Credit Union recommends that you first build an emergency savings fund equal to at least 3-6 months of your current living expenses prior to seeking these risk-based investment opportunities.


Share Savings Account

  • $5 Required to Open Account
  • Earn Dividends on Your Savings
  • No Monthly Service or Maintenance Fee
  • Free 24/7 Online Banking
  • Free 24/7 Automated Phone Banking
  • Withdraw Cash at 28,000+ Surcharge Free ATMs with Your TPCU ATM Card

* All members of Tampa Postal FCU are required to have an active Share Savings Account in order to be members of the Credit Union.

OPEN ACCOUNT

 
Money Market Account

  • $1,000 Minimum Deposit to Open Account
  • Earn Tiered Dividends on Your Savings
  • No Monthly Service Fee or Maintenance
  • Free 24/7 Online Banking
  • Free 24/7 Automated Banking

Investment Advantage

Money Market Accounts allow you to deposit additional funds into your account whenever you want. Your money is not “locked” into your account and you have the ability to withdraw money as needed without any penalties (if your balance goes below $1,000, you will not earn dividends until it is brought back up to $1,000). The dividend rates are tiered; meaning the more you have in your account, the higher the dividends you will earn!

OPEN ACCOUNT


Certificate Account

  • $500 Minimum Deposit to Open Account
  • Earn Higher Dividends on Your Savings
  • No Monthly Service Fee or Maintenance
  • Free 24/7 Online Banking
  • Free 24/7 Automated Banking

Investment Advantage

Certificate Accounts provide Guaranteed Returns on the money you invest! Your investment is locked into the rate available at the time of opening your account. The rates are fixed and will not change during the term of your account. You are not able to withdraw money during the term (without a penalty). In exchange for locking your money into a fixed term, Certificate Account dividend rates are higher than other Savings Accounts.

OPEN ACCOUNT


Christmas Club Account

  • $5 Minimum Deposit to Open Account
  • Earn Dividends on Your Savings
  • No Monthly Service Fee or Maintenance
  • Free 24/7 Online Banking
  • Free 24/7 Automated Phone Banking

Investment Advantage

Christmas Club Accounts are a great way to save money for special occasions such as Christmas, vacations or even weddings. The account may be opened as soon as November 1st and will remain open until October 31st of following year. Then your money will be disbursed to you in the manner you choose. You may continue to add money to your account, but you will not be able to withdraw it (unless you close the account). This is a great account designed to help you get in the habit of saving regularly.

OPEN ACCOUNT


Individual Retirement Accounts (IRA)

  • Savings Account:  $5 Minimum Deposit to Open Account
  • Certificate Account:  $500 Minimum Deposit to Open Account
  • Both Traditional and Roth IRA Accounts are available.

Investment Advantage

Individual Retirement Accounts offer the benefit of dividends earned being tax deductible. You are limited in the amount you are able to deposit into your IRA each calendar year. Check with your tax advisor for tax advantages and deductions or Contact a Member Service Representative at 800.782.4899 to discuss the different account options.

OPEN ACCOUNT


Youth Savings Accounts*

It is never too early to begin teaching your child the importance of managing money. A Youth Account from Tampa Postal FCU is the best first step toward helping your child become a great saver and wise spender.

  • $5 Minimum Deposit to Open Account
  • Earn Dividends on Your Savings
  • No Monthly Service or Maintenance Fee
  • Free 24/7 Online Banking
  • Free 24/7 Automated Phone Banking

*Parent must be co-signed on account.

OPEN ACCOUNT

 

Investment Services

Helping you plan for life; our experienced professionals listen to your needs and help you make suitable financial decisions for you and your family. This means taking you from where you are now through retirement. We specialize in answering questions regarding:

  • Retirement Planning
  • Rollover Services (Drop, 401k, 457, TSP, Deferred Compensation)
  • Wealth Management
  • Annuities
  • Mutual Funds

FOR A FREE CONSULTATION,

• Steve Saladino: This email address is being protected from spambots. You need JavaScript enabled to view it. | 813.872.5869

Service Brochure » 

• Nelson Saladino: This email address is being protected from spambots. You need JavaScript enabled to view it. | 813.371.6925

Service Brochure »

I am pleased to be able to offer you an introduction to Steve Saladino & Nelson Saladino, financial professionals associated with Principal Securities, Inc. (“Adviser”).

Adviser is an investment adviser registered with the U.S. Securities and Exchange Commission and offers a variety of investment advisory services that may be of interest to you.

To learn more about Adviser’s service offerings, please contact Steve Saladino at 813.872.5869 or Nelson Saladino at 813.371.6925.

 

Important Disclosures – Please Read Carefully
I am not a current client or investor of Adviser. Adviser pays the Tampa Postal Federal Credit Union cash compensation in return for my endorsement if you become a client of Investment Adviser. The receipt of cash compensation creates an incentive for me to refer you to the Adviser rather than to other investment advisers with which Tampa Postal Federal Credit Union does not have similar referral agreements, resulting in a conflict of interest for Tampa Postal Federal Credit Union.

Sincerely,
Barbara Buggica, CEO
Tampa Postal FCU

 

 Not Insured by NCUA or Any
Other Government Agency 
 Not Credit Union
Guaranteed 
 Not Credit Union Deposits
or Obligations 
 May Lose Value