Insurance

A complete financial plan will not be complete without protecting yourself, your family and your assets. You may have the best budgeting and banking skills around; however, without insurance, one unexpected event could turn your financial situation completely upside down.

At Tampa Postal FCU, we understand insurance can be a tricky subject and many individuals often purchase too much or too little. To help members make the right insurance decisions, we’ve teamed with trusted providers to not only provide quality insurance programs, but to answer questions and provide necessary education.

DENTAL COVERAGE

Members are eligible for high quality, affordable dental coverage offered by HUMANA CompBenefits.

$5.00 co payment for office visits
NO CHARGE for Routine Cleanings, Exams, Routine X-Rays, Silver Fillings, Non-Surgical Extractions and Topical Fluoride
(Other procedures – including cosmetics and orthodontics available at a savings up to 25%)
Pre-existing conditions are covered
No deductibles
No claim forms
No maximum benefits limitations

Dental Plans begin as low as $15.02 / month. To enroll in this great program from HUMANA Comp Benefits, contact the Credit Union at 800.782.4899.

Dentist Plan available to Credit Union Members in Florida.

LIFE INSURANCE

TruStage™ Life Insurance Plans

We make available TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Call 1-855-612-7909 for more information about this important coverage.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

AUTO INSURANCE

TruStage™ Auto Insurance Program

Working with carefully selected auto insurance companies, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your Free Quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

GAP (Guaranteed Asset Protection)

When you finance your vehicle with the Credit Union, you will have the opportunity to purchase GAP (Guaranteed Asset Protection). Tampa Postal FCU sells GAP for nearly 50% lower than dealerships!
What is GAP? This coverage protects you in case your vehicle is damaged beyond repair or your vehicle is stolen. If either case happens, your insurance company will pay you the market value for your vehicle – NOT how much you owe on your vehicle. This difference (or ‘gap’) is what GAP covers.

For example, if you owe $20,000 on your loan and your vehicle is in an accident and damaged beyond repair. The insurance company estimates the value of your vehicle to be $16,000 prior to the crash and sends you a check for the $16,000. However, you still owe $4,000 on your loan – GAP would cover this difference.

When you apply for your vehicle loan at the Credit Union, ask for GAP! Plus, Tampa Postal offers GAP for nearly 50% lower than dealerships!

Contact the Credit Union online or call 800.782.4899 option 2 to learn more.

EXTENDED WARRANTY

Protect your vehicle with help from Tampa Postal FCU! When you finance your new vehicle at the Credit Union, you are able to purchase an extended warranty on your vehicle. There are several different warranty options available and our extended warranty program could save you up to 50% compared to dealership prices.

Contact the Credit Union online or call 800.782.4899option 2 to learn more. You may review pricing information by clicking online.

CREDIT LIFE & CREDIT DISABILITY INSURANCE

Credit Life & Credit Disability Insurance are voluntary payment protection products that can be added protection for your loans and are available on consumer loans (i.e. vehicle loans and personal loans) and home equity loans.

Credit Life – Pays off or reduces the eligible loan balance, up to policy maximums, in the event of an insured borrower's death.
Credit Disability – Helps make your monthly loan payments, up to the policy maximum, if the insured borrower is totally disabled for longer than the waiting period.

Contact the Credit Union online or call 800.782.4899option 2 to learn more.

Your purchase of MEMBER’S CHOICE® credit life and credit disability insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.

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