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Savings
As a member of Tampa Postal FCU, you gain access to a variety of accounts designed to help you grow your savings. We offer accounts for all stages of your life and each has its own unique advantages. If you have any questions about the different accounts available, please Contact the Credit Union at your convenience.
Share Savings Account
- $5 Required to Open Account
- Earn Dividends on Your Savings
- No Monthly Service or Maintenance Fee
- Free 24/7 Online Banking
- Free 24/7 Automated Phone Banking
- Withdraw Cash at 28,000+ Surcharge Free ATMs with Your TPCU ATM Card
* All members of Tampa Postal FCU are required to have an active Share Savings Account in order to be members of the Credit Union.
Money Market Account
- $1,000 Minimum Deposit to Open Account
- Earn Tiered Dividends on Your Savings
- No Monthly Service Fee or Maintenance
- Free 24/7 Online Banking
- Free 24/7 Automated Banking
Investment Advantage
Money Market Accounts allow you to deposit additional funds into your account whenever you want. Your money is not “locked” into your account and you have the ability to withdraw money as needed without any penalties (if your balance goes below $1,000, you will not earn dividends until it is brought back up to $1,000). The dividend rates are tiered; meaning the more you have in your account, the higher the dividends you will earn!
Certificate Account
- $500 Minimum Deposit to Open Account
- Earn Higher Dividends on Your Savings
- No Monthly Service Fee or Maintenance
- Free 24/7 Online Banking
- Free 24/7 Automated Banking
Investment Advantage
Certificate Accounts provide Guaranteed Returns on the money you invest! Your investment is locked into the rate available at the time of opening your account. The rates are fixed and will not change during the term of your account. You are not able to withdraw money during the term (without a penalty). In exchange for locking your money into a fixed term, Certificate Account dividend rates are higher than other Savings Accounts.
Christmas Club Account
- $5 Minimum Deposit to Open Account
- Earn Dividends on Your Savings
- No Monthly Service Fee or Maintenance
- Free 24/7 Online Banking
- Free 24/7 Automated Phone Banking
Investment Advantage
Christmas Club Accounts are a great way to save money for special occasions such as Christmas, vacations or even weddings. The account may be opened as soon as November 1st and will remain open until October 31st of following year. Then your money will be disbursed to you in the manner you choose. You may continue to add money to your account, but you will not be able to withdraw it (unless you close the account). This is a great account designed to help you get in the habit of saving regularly.
Individual Retirement Accounts (IRA)
- Savings Account: $5 Minimum Deposit to Open Account
- Certificate Account: $500 Minimum Deposit to Open Account
- Both Traditional and Roth IRA Accounts are available.
Investment Advantage
Individual Retirement Accounts offer the benefit of dividends earned being tax deductible. You are limited in the amount you are able to deposit into your IRA each calendar year. Check with your tax advisor for tax advantages and deductions or Contact a Member Service Representative at 800.782.4899 to discuss the different account options.
Youth Savings Accounts*
It is never too early to begin teaching your child the importance of managing money. A Youth Account from Tampa Postal FCU is the best first step toward helping your child become a great saver and wise spender.
- $5 Minimum Deposit to Open Account
- Earn Dividends on Your Savings
- No Monthly Service or Maintenance Fee
- Free 24/7 Online Banking
- Free 24/7 Automated Phone Banking
*Parent must be co-signed on account.
Investment Services
Helping you plan for life; knowledgeable Principal Securities Registered Representatives will listen to your needs and explore financial strategies to help meet your financial goals for you and your family. This might mean taking you from where you are now through retirement. The financial professionals specialize in answering questions regarding:
- Retirement Planning
- Rollover Services (401(k), 457, TSP, Deferred Compensation)
- Wealth Management
- Annuities
- Mutual Funds
FOR A FREE CONSULTATION,
• Nelson Saladino:
• Steve Saladino:
I am pleased to be able to offer you an introduction to Steve Saladino & Nelson Saladino, financial professionals associated with Principal Securities, Inc.
To learn more about the financial professionals’ service offerings, please contact Nelson Saladino at 813.371.6925 or Steve Saladino at 813.872.5869.
*This endorsement is provided by Tampa Postal Federal Credit Union (“Promoter”), who is not a current client or investor of Principal Securities, Inc. (“Investment Adviser”). Promoter receives 15% of gross compensation in return for their endorsement if you become a client of Investment Adviser. Promoter’s receipt of cash compensation creates an incentive for Promoter to refer you to Investment Adviser rather than to other investment advisers with which it does not have similar referral agreements, resulting in a conflict of interest for Promoter.
Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc., Member SIPC. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. Steven and Nelson Saladino, Principal National and Principal Life Financial Representative, Principal Securities Registered Representative, Financial Advisor, and a member of the Principal® Financial Network.
Tampa Postal Federal Credit Union is not an affiliate of any company of the Principal Financial Group.
Principal Securities Registered Representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
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Principal Securities Form CRS, Relationship Summary
| Not Insured by NCUA or Any Other Government Agency |
Not Credit Union Guaranteed |
Not Credit Union Deposits or Obligations |
May Lose Value |
Equal Housing Lender. Your Savings Federally Insured to at least $250,000 & backed by the full faith & credit of the U.S. Government.