Tired of Rising Credit Card Rates?

The credit card in your wallet can play a tremendous role in your personal finances. While rewards are fun to earn, you never want to forget that credit cards are loans. And with any loan, you want to pay the least amount of interest possible.

Our Platinum Mastercard is one of the best cards around – and we’re not just saying that. Here are 3 reasons you should consider making a Tampa Postal Platinum Mastercard your go-to card:

#1 – Rates Will NOT Increase

Most credit cards today offer VARIABLE RATES. That means the lender can increase your credit card rates based on the economy. If the Federal Reserve raises rates, your credit card will likely rise too.

That’s a HUGE problem because it means your credit card balance (items you bought in the past) will now cost you more!

At Tampa Postal FCU, we’re one of the few lenders that offer FIXED RATE credit cards. That means your interest rate will never increase because of the economy. Instead, you’ll enjoy the same low rate every day.

#2 – Enjoy Extra Low Rates

Did you know the average credit card rate in America is 24.92% APR!* And the average minimum APR for new credit cards (if you have excellent credit) is 21.50%.*

That’s crazy! It’s no wonder people are stuck in credit card debt with rates that high.

Another interesting fact: Federally insured credit unions cannot offer loan rates above 18% APR. That means that our highest rate credit card is still lower than other credit card companies’ best rate. Let that sink in a minute…

Best of all, our Platinum Mastercard rates are as low as 8.99% APR!^ If you cannot repay your balance in full monthly, our card is the one you want.

#3 – Earn Generous Reward Points

The average rewards-earning credit card today has an interest rate of 24.85% APR!^ Again, these rates can wreak havoc on your personal finances.

In addition to our Platinum Mastercard offering rates as low as 8.99% APR^, you still earn reward points. It’s the best of both worlds – earnings & savings!

Lock in Your FIXED Rate Mastercard

Transferring your current high-interest credit card balances to a Tampa Postal Platinum Mastercard will immediately save you money. And you’ll continue to save every day going forward.

Get your FIXED Rate Mastercard today! Stop by any of our convenient branch locations, call 800.782.4899 or apply online 24/7.

*Source for credit card rate examples: LendingTree.com – “Average Credit Card Interest Rate in America Today” – as of 8.9.2024.

^APR – Annual Percentage Rate. Rate received based on individual’s creditworthiness. Rates subject to change without notice. Contact the credit union for complete details.